Cost is an important issue when it comes to addiction and mental health treatment. At Atlanta Recovery Place, we want to make sure that treatment meets your needs and that the options you choose are affordable for you and your family. When you call us, our admissions coordinators gather information in order to provide you with a confidential assessment. They do this so that they can gain context for your situation and find out what your specific needs are. Here are some of the things that influence treatment costs:
- The individual’s clinical diagnosis
- The recommended length of stay in treatment
- Whether the situation requires specialized services
- The individual’s insurance coverage or preferred payment options
Costs can vary because each person’s situation is different. Our admissions coordinators are trained to determine costs based on the information you provide us, so it’s important that you are as accurate as you can be. They can discuss all your options with you and find the solution that best fits your needs. Here are a few ways that people commonly pay for treatment:
People often pay for a majority of treatment costs using their insurance benefits. Different policies cover different aspects of treatment, so it’s important to know what your policy does and does not cover. We have a specialized team that works with insurance companies on a day-to-day basis to determine coverage and ensure that patients get the coverage they are entitled to based on their policy. When you call us, we can verify your insurance benefits for free and explain what your policy covers. If our treatment program does not meet your needs, we can refer you to another program that will fit your diagnosis and financial capability. We are interested in finding help for every person who calls us, even if we cannot place them with us.
FAMILY AND FRIENDS
When insurance can’t cover all the costs, sometimes friends or family members can lend money to provide for an individual’s treatment. While loved ones may be exhausted emotionally or financially by this point, they may be interested in contributing to a person’s recovery instead of enabling his or her addiction. This can be a positive sign of trust and belief in an individual’s recovery, and friends and family can feel good about participating in the wellness process instead of trying to continue to save that person from crisis after crisis.
COUNTING THE COST
When you are counting the costs of treatment, remember that you are making a lifetime investment in life transformation and wellness. Addiction and untreated behavioral health issues are not going to go away by themselves. Time, money and personal welfare are lost in their wake, and the costs only grow the longer the issues are untreated. Your commitment to recovery will yield invaluable results. We want to help you find the treatment options that work for you, so call us today to find out what your costs might be. We are available twenty-four hours a day, seven days a week to answer your personal and financial questions about treatment. If we are unable to help we will direct you to someone that can.
Determining your insurance coverage for treatment is an important process, and it’s one that we can help you with. Your health insurance policy can be difficult to interpret, and all the language tends to be challenging to understand. We are here to assist you in interpreting your benefits. Our team of professional admissions coordinators works with insurance companies every day to ensure that patients get the best possible benefits out of their policies. We can speak to them and convey all the important information to you. Our admissions coordinators will give you a free, confidential assessment and provide you with a verification of benefits at no cost to you. At ARP, we want to make sure that you get the treatment you deserve and that the costs are feasible for you. We will work with your insurance company at each stage of the treatment process to get as much coverage for you as your policy dictates. Here are some terms that an admissions coordinator may discuss with you. These are common insurance terms that may be used to describe your policy and benefits.
Out of network coverage
This applies to a treatment provider that does not have a predetermined contract or cost agreement with the insurance company, but people can still receive treatment with this provider. The rates will not be as discounted as they are for in-network providers, but finding a specialized facility may be worth the out-of-network rates if the in-network providers do not offer the options that a person needs for treatment. .
Your deductible is an annual cost amount that you must pay before insurance will begin to cover your expenses. If you have a high deductible plan, you are accepting a higher overall cost in order to have a lower premium each month. If you have a low deductible plan, your premium will be higher each month. Once the deductible amount is reached, your insurance will cover all or a certain majority percentage of your health costs.
Some individuals choose a private pay option for treatment, which means that they cover all treatment costs without the use of insurance. Private pay is a viable option for those who feel comfortable using their own resources.